If you are just starting to investigate buying or selling a home there are a few things you need to take care of first. During the holidays the real estate market slows down a bit so this is a good time to do the pre-purchase/sale preparation.
For Sellers:
While cleaning and decorating for the holidays start packing the things you usually put away for the holidays, this will start the de-cluttering process needed to make your home more saleable. Keep in mind that when you put your house on the market you will have to eventually move so this is just advanced packing!
For Buyers:
As the year comes to a close tax preparation begins. If you are planning to apply for a mortgage this information will be required with your application. Keep your year end pay stubs, expense reports and any other year end statements you receive in one folder. If you start the application process before your taxes are done the mortgage broker will use these statements to help determine how much home you can afford. Remember, you cannot make an offer on a house without a mortgage pre-approval so this is the best place to start.
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